Built for Jamaica

FiWi Money
FiWi Way.

Jamaica's digital wallet — send money instantly, pay bills, and manage your finances whether you're banked or not. Built for every Jamaican.

Create Free WalletSee how it works
Bank-grade encryption
Biometric secured
Free P2P transfers

JMD 0

P2P transfer fees

< 60s

Transfer time

Tier 1

No bank needed

256-bit

Encryption

What you can do

Everything your money needs

From sending $500 to a friend to paying your supplier — JamWallet handles it all.

Instant P2P Transfers

Send money to any JamTag, phone, or email in seconds. Free for everyone — always.

Load via Debit / Credit

Top up your wallet using any Jamaican card through our secure WiPay-powered gateway.

Bank Cash-Out

Move money straight to your bank account via Lynk. No queues, no paper forms.

Banked or Unbanked

Start with just your phone number. No bank account needed to send and receive money.

Tap to Pay (NFC)

Pay at any supported merchant with a tap — biometric-secured, no card required.

Business Payments

Accept payments for your shop, food stall, or online store with a JamWallet merchant account.

Security you can trust

Your money is safe with us

Every transaction is protected with 256-bit encryption and biometric authentication. Your wallet is yours — no one else can access it without your approval.

Two-factor authentication

Phone OTP verification on every login

Biometric lock

Fingerprint or Face ID required for transfers

HMAC-signed NFC tokens

Tap-to-pay tokens expire after 60 seconds

Row-level data isolation

You can only ever see your own data

Open Your Wallet

Simple pricing

Start free. Scale when ready.

No hidden fees. No surprises. Ever.

Free

JMD 0forever

For everyday Jamaicans who want to send and receive money.

  • Unlimited P2P transfers
  • JamTag identifier
  • Card top-up (1.5% fee)
  • Mobile app
Get started free
Most Popular

Pro

JMD 1,500/ month

Power users who want lower fees and higher daily limits.

  • All Free features
  • Reduced transfer fees
  • Priority support
  • Transaction analytics
  • Higher daily limits
Start Pro

Business

JMD 2,500/ month

For merchants, vendors, and growing businesses across Jamaica.

  • All Pro features
  • Merchant QR code
  • API access
  • Team members
  • Webhook notifications
  • Business analytics
Start Business
Free to join, always

Ready to take control
of your money?

Join thousands of Jamaicans already using JamWallet to send, save, and spend smarter. FiWi money, FiWi way.

Create Your Free Wallet